Why did the western settlers need it to be easy to get loans from banks

If one thinks illegal immigrants should become american citizens, should they become american citizens automatically or should there be a waiting period? if there should be a waiting period, explain why.

:) during the cold war, people were afraid of communists, both outside and inside the united states. the red scare and mccarthyism that grew out of these fears were damaging to the american way of life. during the mccarthy years, many of the freedoms guaranteed in the bill of rights were limited. write a paragraph explaining what lessons can be learned from the mccarthy era about what u. s. citizens need to protect in order to preserve the democratic political system and the american way of life.

Why was the pension issue relevant to the politics of cleveland's presidency?