When Heather’s sister spends more than she makes, she has to use her credit card to pay for purchases. Which of the following is comparable to this scenario at the governmental level? The federal government defaults on loans to other countries.
The government increases the national debt to pay for a war.
The United States imports more goods than it exports.
Congress votes to raise income taxes.

it is #3

Explanation:

health care plans in the united states having high costs because they are focusing on providing quality programs for different groups of individuals. the quality of the service is based on money flow received from the members. without this investment, couldn't be possible a constant scientific searching to prevent death and illness caused because of low levels of health investigation. currently, the complaints are not about the highest cost, but about the coverage and benefits to access the necessary health services required by the members.  

besides, if a global health system is established the quality levels will fall down because of the standardized of the health. the access to care will increase but the quality will be low because it depends on the money invested.

i believe the correct answer is b.