Please help me- This is about the protestant reformation in 16th century Europe

What was the effect of peace in europe after 1815

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

Complete the passage with the correct words or phrasesrobert owen began a community based on his ideas in a utopian society, all members of the community would be cared for. in owen's utopian model at new lanark, people received health care and housing, he even arranged for the children.