Describe in your own words what "Spirit of Reform" means.

In the early 1800s, a wave of interest in religion called the Second Great Awakening swept the nation. In this spirit of reform, some reformers called for temperance—drinking little or no alcohol. They warned people about the dangers of drinking.

fourteenth amendment

he risk-return relationship. generally, the higher the potential return of an investment, the higher the risk. there is no guarantee that you will actually get a higher return by accepting more risk. diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.

explanation: