Which fact from the passage would support the argument that large populations allowed civilizations to develop.

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

What do most climatologists see as a major cause of rising global temperatures? a. earth's closer proximity to the sun due to its gravitational pull b. greenhouse gases produced by burning fossil fuels c. rising ocean levels caused by melting polar ice sheets d. water pollution cause by industrial waste

What was the effect of the industrial revolution on the working class ?