What was the Treaty of Ghent? an agreement between Britain and the United States to end the War of 1812
an agreement between Britain and France to end the Napoleonic Wars
an agreement between Britain, France, and the United States to end the Embargo Act
an agreement between Britain and various American Indian tribes establishing an alliance

It was an agreement (peace treaty) between Britain and the United States to end the War of 1812.

the correct answer is alternative c) "determine which debts to pay off."

credit report is a record of a person's credit history, from several sources such as banks, credit card companies, government, etc.

looking through your credit report you'll know exactly how much and to whom you owe money.

looking at your credit score you'll show you if your credit is improving.

only by paying off your debt or renegotiating it can you reduce the amount of money owed.

credit reports are not an instrument of negotiating interest. they only show your track record when it comes to borrowing money.