Banks that practice fractional reserve banking are able to a. change the interest rates on loans for any reason
b. lend most of the money they hold as deposits
c. return all of their deposited cash at any time
d. provide financial services to customers at no cost

The california gold rush: actually had only a small impact on california’s population because its rich farmlands already attracted thousands of new settlers each year. attracted almost equal numbers of men and women. resulted in laws that discriminated against “foreign miners.” made considerable wealth for average miners because gold mining demanded no real investment of capital. hurt the development of san francisco because gold discoveries shifted interest to areas outside of town.

Which of the following was probably the most difficult challenge facing construction of the railroad?

Why have some historians rejected the labels bc and ad as laels for periods in world history