HELP ! tells me ways how it helped or hurt ( for example for the first one, how did the population of the union hurt/help it *then give me 1 bullet point) . + 15 points .

answer: a

explanation:  

stocks and bonds are the two main classes of assets investors use in their portfolios. stocks offer an ownership stake in a company, while bonds are akin to loans made to a company (a corporate bond) or other organization (like the u.s. treasury). in general, stocks are considered riskier and more volatile than bonds.

savings accounts are just money in a bank- they are insured by the fdic for up to 250,000.   very little risk

the average mutual fund holds hundreds of different securities, which means mutual fund shareholders gain important diversification at a low price. which means if one stock or bond drops it will have very little affect on the mutual fund - again very little risk

state law

most seat belt laws in the united states are left to the states. however, the first seat belt law was a federal law.

the colonial period, since this was a time of mass immigration from a variety of people from europe.