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History, 30.07.2020 23:01 bryantjorell

Some banks offer variable rate loans with defined periods. For example, a variable rate loan might start at 3% and have the rate guaranteed not to increase for five years. This could be a rational loan option for a person if he or she (4 points)
has a strictly fixed and limited income
is unsure of future employment status
plans to pay off the loan entirely within five years
plans to take longer than five years to repay the loan

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