Did McCulloch say that congress could not create banks

McCulloch v. Maryland. This is the latest accepted revision, reviewed on 8 January 2020. Although the Constitution does not specifically give Congress the power to establish a bank, it delegates the ability to tax and spend.

the governor can not veto a referendum that the voters approve

necessary and proper clause. the congress shall have power to all laws which shall be necessary and proper for carrying into execution the foregoing powers, and all other powers vested by this constitution in the government of the united states, or in any department or officer thereof.