Alisha has a monthly income of $4,500. she wants to purchase a house that will have an estimated monthly mortgage payment of $750, annual property tax of $1,500, and an annual insurance premium of $600. use the front-end ratio to determine whether alisha will be approved for the loan. alisha be approved for the loan because her front-end ratio is 28%.

Loan will be approved

Explanation:

To calculate front end ratio, we use following formula

Front-end DTI = (house expenses/monthly grass income) x 100

House expenses = monthly mortgage payment + monthly property tax + monthly insurance premium

Monthly house expenses = 750 + (1500/12) + (600/12)

Monthly house expenses = 750 + 125 + 50

Monthly house expenses = $925

Putting all values in above formula

Front-end DTI = (monthly house expenses/monthly gross income) x 100

Front-end DTI = (925/4500) x 100

Front-end DTI = 20.6%

Alisha's loan will be approved because her front-end DTI is less than the required for loan

considered the turning point in pacific war. the japanese tried to lure the american navy out so it could be destroyed but failed. the americans were led by admiral chester nimitz. the victory by america would put them on the offensive for the remainder of the war.

answer:   migrations were important in the neolithic period. "two major migrations passing through southeastern europe were confirmed by the means of archaeo-genetic studies."

the first migration was the early neolithic period -- 6,000 before common era (bce) -- when the first farmers, from anatolia -- asia minor -- spread through europe. the second migration occurred during the early bronze age (3,000-2,500 bce) when the so-called "steppe population," from the eurasian steppe, replaced much of northern europe's previous population.

the first farmers of northern and western europe passed through southeastern europe with limited hunter-gatherer genetic admixture, which occurs when two or more previously isolated populations begin interbreeding. however, some groups that remained mixed extensively -- without the male-biased, hunter-gatherer admixture that prevailed later in the north and west, according to latest discoveries. southeastern europe continued to be a nexus between east and west, with intermittent genetic contact with the steppe people up to 2,000 years before the migrations that replaced much of northern europe's population.

"in some places, hunter-gatherers and incoming farmers seem to have mixed very quickly," says iain mathieson, a geneticist at the university of pennsylvania, who was first author of the paper. "but, mostly, the two groups remained isolated, at least for the first few hundred years. these hunter-gatherers had been living there for thousands of years, and it must have been quite a shock to have these new people show up -- with a completely different lifestyle and appearance."