What was created in 1974 to ensure that the buyer and seller in a residential real estate transaction, involving a new first mortgage loan, have knowledge of all settlement costs?

What changed about odysseus soldiers after they encountered the lotus-eaters ?

1.     in what kind of government does a small group have a firm control over a country?  

During the growth of colonial america, people saw the need for a colony between south carolina and the spanish in florida. james oglethorpe and 19 settlers were told to start the colony of georgia. which coastal city did oglethorpe and his settlers found? a. jamestown, virginia b. savannah, georgia c. st. augustine, florida d. atlanta, georgia