Me!
putting in the rest of my points except one
could we have a "financial panic" today? is so, explain what do you think might happen? if not, then explain what protections are in place to prevent one.

We could definitely have a financial panic today.

Explanation:

If. the unemployment rate rises people will stop speeding money and it will cause economic collapse.

The value of the dollar will drop and the cost of goods and services will rise. People will stop investing in the economy and it could lead to another depression.

very positive impact on our industries in the west, sine they promoted settlement and increased the ways in which goods could be transported to market.  

angel island immigration station was an immigration station located in san francisco bay which worked from 1910 to 1940. the majority of immigrants that got there were from the asian hemisphere, specifically from china, japan, russia, and south asia, being china the country from where more people arrived.

the number of foreigners arriving at it took the attention of americans who feared the new arrivals would take their jobs. the work opportunities were not abundant due to the economic comedown of 1870 and the asians, as newcomers, were willing to work for cheaper wages. soon they started to be seen as a threat, which led to an increased discrimination against the chinese - the biggest ethnicity arrived at this station until 1915 when japanese immigrants outnumbered them - being considered as unsuitable americans hence their looks and social situation.

at the station, the immigrant's detention may vary depending on how long the interrogation process took: it could be weeks, months, or even years.

finally, in 1940 an explosion destroyed administration building located on the island, so the united states government decided to stop the process.