Why do underwriters consider the applicant's age and physical characteristics, such as height and weight, heart rate, and blood pressure, for life and health insurance?

Underwriters consider the applicant's age and physical characteristics, such as height and weight, heart rate, and blood pressure. Underwriters will also consider the probability of death at certain ages as the result of tobacco use, certain health problems, or even jumping out of airplanes

"germany's geographic location was an advantage when it was on the offensive in the war because it was situated next to an extremely wide river, the rhine, which was difficult for the allies to cross."

d gerrymandering is the correct answer