The preferred debt-to-income ratio is usualy

B

Explanation:

Lenders prefer to see debt-to-income ratio smaller than 36%, with no more than 28% of that debt going towards servicing your mortgage.

        i'm fairly sure that the correct answers are 2 and 3.

        i used both my knowledge of world history and the process of elimination to obtain these answers. option 1 cannot be a possible selection because the mandate of heaven belongs to ancient chinese philosophical belief. option 4 sounds like it would benefit the region than detriment it. however, both 2 and 3 explain a potential reason for what could have contributed to the fall of the roman empire.

      hope this ! if i were you, i'd get a second opinion, because i haven't taken this course for a year. best of luck!

***websites that me understand the curriculum better last year are and ***

answer is :

many churches split during the movement.

new religions grew in popularity.