Ineed hurry whats formal approval mean

Formal approval means approval in writing or the electronic transmission of such approval.

answer: a

explanation:  

stocks and bonds are the two main classes of assets investors use in their portfolios. stocks offer an ownership stake in a company, while bonds are akin to loans made to a company (a corporate bond) or other organization (like the u.s. treasury). in general, stocks are considered riskier and more volatile than bonds.

savings accounts are just money in a bank- they are insured by the fdic for up to 250,000.   very little risk

the average mutual fund holds hundreds of different securities, which means mutual fund shareholders gain important diversification at a low price. which means if one stock or bond drops it will have very little affect on the mutual fund - again very little risk

ngai (engai, enkai, mweai, mwiai) is the monolithic supreme god in the spirituality of the kamba and kikuyu of kenya.ngai is creator of the universe and all in it. the kikuyu worshiped ngai facing the mt. kirinyaga (mount kenya) while prayers and goat sacrificial rituals were performed under the sacred mugumo tree (a fig tree species). ngai often was referred to as "mwene nyaga" meaning (the owner of the mountain).

it means that maasai people think that mount kenya is something to be worshipped along with god.when cattle or children cause problems,maasai elders just warn them that children must mend their bad ways or their god might punish them.this serves as law and order tool to maintain peace among maasai tribe.the maasai are an indigenous ethnic group in africa of semi-nomadic people settled in kenya and northern tanzania. due to their distinct traditions, customs and dress and their residence near the many national game parks of east africa, the maasai are among the foremost african ethnic groups and are known internationally because of their links to the national parks and reserves.

traditional maasai people's lifestyle concentrates on their cattle which make up the primary source of food. amongst the maasai and several other african ethnic groups, the measure of a man's wealth is in terms of children and cattle. so the more the better.