What did voltaire mean by "envy and ignorance did not hold themselves beaten"?

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Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

Each of the following countries was part of the big four at the paris peace conference except a. russia b. italy c. germany d. britain