When a person invests income, he or she spends no money in the short term and saves it all for the long term uses money in a way that will increase its value in the future spends income only on essential needs such as housing cuts out all discretionary spending for a set period to save money

The answer is B hope you like it if you do please mark as brainliest

 Uses money in a way that will increase its value in the future

Explanation:   If someone does not spend money within a certain time frame, in order to save on longer runs, then it is not an investment, it is a savings. It's the same with a variety of spending money just for basic needs or discretionary spending, all of that is saving. An investment is investing money in a process, which can be a production process, or any other interesting investment that will, after a certain time, increase the value of money.

the answer is b hope that