Small businesses, like independent bookstores, have been hurt most by what? a. the development of internet shopping b. the addition of "just-in-time" deliveries from suppliers c. the creation of mega-malls for people to shop in d. the standardization of international currencies

The development of internet shopping.

Explanation:

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john hunter was a scottish surgeon, he was a early advocate of careful observation and scientific method in medicine,

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i do not know if this question has options, but a main impact of the federal reserve act of 1913, which created the federal reserve bank, was the international use of the u.s. dollar, which soon became the world's leading currency - particularly during world war i, since many nations around the world asked the united states for money.