Which was a cultural issue debated widely during the 1990s?

all of the following apply except for (a. excessive credit on real estate resulting in defaulted loans.

in 1819, panic swept the country due,in part, to the rapid expansion of american manufacturing during the war of 1812 and the distress caused by the post-war british competition. the rapid expansion of american farming was another factor.

explanation:

an economic reason that the south needed a reconstruction plan is that plantations, factories, and other businesses were destroyed during the war.