1. if the fed were to impose a slight increase in the required reserves ratio, there would be
an increase in the money supply
no change in the money supply
an increase, then a decrease, in the money supply
a decrease in the money supply

b or c im pretty sure

so the story tells of someone named kaushik choudhuri, but he does not narrate the story, a girl named hema does. hema tells the story in a second person point of view because you (the reader) are supposed to be the boy named kaushik.

here's an excerpt i found: "i was ushered into the fitting room, your mother watching approvingly as i took off my coat and sweater and tried on the bra."

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