8. Which of the following statements is not true about disability insurance? (1 point) a. The only way to get disability insurance in through your employer.
b. You can have short-term or long-term disability insurance.
c. Long-term disability insurance ends when a person turns 65.
d. Long-term disability insurance usually lasts five years.
9. Which of the following might be considered positive aspects of HMO's? (1 point)
a. Free choice of primary care physician
b. Care from non-HMO provider not covered
c. Out-of-pocket expenses are usually low
d. Easy to receive specialized care
10. Which of the following might be considered a negative aspect of HMO's? (1 point)
a. Out-of-pocket expenses are usually high.
b. OHMO's focus on preventative care.
c. Not easy to receive specialized care
d. Free choice of primary care physician