Health Insurance Terms

Define out of pocket maximum:

The maximum amount you will have to pay out of pocket in one year for the benefits of your insurance covers.

Which of the following plans will your insurance  NOT pay if you go out of network:

Some health plans, such as an HMO plan, will not cover care from out-of-network providers at all, except in an emergency.

For most people which of the following is not a source for health insurance:

VA health care.

What is the difference between a copay and coinsurance:

Copay is typically a flat fee, coinsurance is a percentage of health care service.

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