To avoid impulse buying wait before purchasing anything over $15

A good rule of thumb is to give yourself at least 24 hours to decide if buying something is a need, or just a random impulse purchase, by “sleeping on it.” That allows enough time for your impulse to settle down so you can approach the purchase with a clear mind if you really do need it.

Wait At least an hour and think about it for anything more than $15

Answer up to 6,000 fatal crashes a year;

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