An insured has contributed $12,000 in premiums toward a universal life policy. she decides to cancel the policy and take the cash value of $15,000. what are the tax consequences of this distribution?

Which challenges do countries face in limiting the spread of communicable diseases? check all that apply. 1. lack of vaccinations 2. lack of healthy food available 3. increase of worldwide travel 4. decrease of available clean water 5. increase in migration of infected animals

What would happen if you ate the number of calories of someone who is much taller and more active than you are?

A24-year-old g4p2 woman at 34 weeks gestation complains of a cough and whitish sputum for the last three days. she reports that everyone in the family has been sick. she reports a high fever last night up to 102°f (38.9°c). she denies chest pain. she has a history of asthma with no previous intubations. she uses an albuterol inhaler, although she has not used it this week. vital signs are: temperature 98.6°f (37°c); respiratory rate 16/minute; pulse 94 beats/minute; blood pressure 114/78; peak expiratory flow rate 430 l/min (baseline documented in the outpatient chart = 425 l/min). on physical examination, pharyngeal mucosa is erythematous and injected. lungs are clear to auscultation. white blood cell count 8,700 mcl; arterial blood gases on room air (normal ranges in parentheses): ph 7.44 (7.36–7.44); po2 103 mm hg (> 100); pco2 26 mm hg (28–32); hco3 19 mm hg (22–26). chest x-ray is normal. what is the correct interpretation of this arterial blood gas?