You are involved in a two-car accident in which you are at fault. the other driver is injured and your insurance covers the medical expenses of the victim. this type of insurance coverage is called:

The answer is: Liability insurance.

Explanation:

According to the Civil Code, the person who causes damage to another has the obligation to repair them.

Therefore, there is a type of civil liability insurance to deal with the incident according to each situation.

With the insurance of civil responsibility for individuals the indemnities derived from the damage caused by the insured, the people or the animals in their charge will be covered.

Liability insurance

Explanation:

Liability insurance is the type of insurance that insure individuals and businesses against this risk. Whenever someone got injured or their property got damaged through our negligence, legally we must pay compensationI.Itcovers the insured for accidental loss of or damage to third party property,

liability insurance policy cover some range of professions such as the business owners, professionals and self-employed people against the cost of compensation claims due to injury or negligence. There exist different types of liability insurance policies which are;

1)Professional indemnity liability insurance insurance:This type of liability Insurance covers the businesses or individuals who renders advice or a professional service to different clients.

2)Commercial crime liability insurance: it is type of nsurance policy covers the businesses against losses from fraud and covers business from Theft of money, Burglary and Robbery from third party

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