What does the Fair Credit Reporting Act (FCA) define and ensure? Group of answer choices It defines how your consumer credit information can be collected and used and ensures your ability to review your own credit report upon request. It defines which credit cards you have the ability to apply for and ensures that you are never without credit. It defines the amount of credit that you have and ensures that you spend your credit properly. It defines the financial standing of all of your family members and ensures that you always have a place to live.