What's the difference between a formal and a vernacular region

Altocumulus, altostratus, cirrocumuls, cirrostratus, cirrus, cumulonimbus, cumulus, nimbostratus, stratocumulus, stratus 8.) clouds with tallest vertical development 9.) low altitude clouds in solid layers that produce rain 10.) high altitude thin flat layers of clouds 11.) rain clouds that form under stable atmospheric conditions 12.) middle altitude clouds with globular appearance