"Have you ever noticed that all that advice the smart people give you for saving money only works if you already have money? They tell you never to pay for a bank account, but free banking doesn’t come cheap. You can’t get free checking without a minimum balance. You can’t get a no-fee student savings account when you can’t afford tuition. They tell you that buying in bulk is cheaper in the long run, but bigger sizes cost more right now. A lower price per each doesn’t matter if you don’t have enough cash in your wallet for the economy size. And when it comes to necessities like toilet paper and diapers, you can’t wait for them to go on sale, either." Which sentence below is a minor supporting detail of the reading?

They tell you that buying in bulk is cheaper in the long run, but bigger sizes cost more right now.

They tell you never to pay for a bank account, but free banking doesn’t come cheap.

You can’t get free checking without a minimum balance.

Have you ever noticed that all that advice the smart people give you for saving money only works if you already have money?

1. read the following excerpt from franklin d. roosevelt's "fireside chat 19":

on the other side of the picture, we must learn also to know that guerilla warfare against the germans in, let us say serbia or norway, us; that a successful russian offensive against the germans us; and that british successes on land or sea in any part of the world strengthen our hands.

remember always that germany and italy, regardless of any formal declaration of war, consider themselves at war with the united states at this moment just as much as they consider themselves at war with britain or russia. and germany puts all the other republics of the americas into the same category of enemies. the people of our sister republics of this hemisphere can be honored by that fact.  

the true goal we seek is far above and beyond the ugly field of battle. when we resort to force, as now we must, we are determined that this force shall be directed toward ultimate good as well as against immediate evil. we americans are not destroyers — we are builders.

analyze the effectiveness of this excerpt. how does it function within the speech as a whole? how does the structure of the excerpt to convey the speech's purpose and key points? support your argument with evidence from the speech. (10 points)

because they were not just any seashells they were sally's seashells