Why should a person pay their credit card payment on time? What happens if they make a late payment?

That time of year thou mayst in me behold when yellow leaves, or none, or few do hang upon those boughs which shake against the cold, bare ruined choirs, where late the sweet birds sang in me thou sees the twilight of such day as after sunset fadeth in the west; which by and by black night doth take away, death's second self that seals up all in rest. in me thou seest the glowing of such fire that on the ashes of his youth doth lie, as the deathbed whereon it must expire, consumed with that which it was nourished by. this thou perceiv'st, which makes thy love more strong, to love that well, which thou must leave ere long. the first stanza compares the leafless limbs of a tree to a. yellow leaves b. sweet birds c. bare choirs d. summer

Read the excerpt from act 3, scene 1, of julius caesar. servant. thus, brutus, did my master bid me kneel. thus did mark antony bid me fall down, and, being prostrate, thus he bade me say. "brutus is noble, wise, valiant, and honest. caesar was mighty, bold, royal, and loving. say i love brutus, and i honour him. say i feared caesar, honoured him, and loved him. if brutus will vouchsafe that antony may safely come to him and be resolved how caesar hath deserved to lie in death, mark antony shall not love caesar dead so well as brutus living, but will follow the fortunes and affairs of noble brutus thorough the hazards of this untrod state with all true faith.” so says my master antony

What's my name? if you know you know