Let's say you have $1,000 in savings and are making 6 percent interest. That means that you make $60 a month in interest. Let's also say that you have $500 you need to pay off on your credit card. By not paying it off, they charge you 18 percent interest a month. That means you owe an extra $90 a month! It's just foolish to keep putting money in a savings account when you have credit cards to pay off. You'll save money if you pay off the credit cards and then start saving. Save It! I don't know why people don't try to save more. Now, it's smart to go ahead and work on paying off any debt you currently have on credit cards. But, it's even better to stop using your credit cards! Instead of constantly buying things on credit cards, put your money in a savings account and wait until you have the cash to buy what you want. That way you won't end up losing all your money to credit card debt! Try to stop spending and start saving. What do both authors have in common? A. They both talk about how to spend more money. B. They both believe in saving money before paying debt. C. They both think it's good to pay off credit cards. D. They both believe in buying things on credit.​