Which quote helps establish "A Call Loan" by O. Henry as an example of Regionalism? At nine o'clock that night Tom Merwin stepped cautiously out of the small frame house in which he lived.
He succeeded in making the banker understand that he stood upon the border of a catastrophe.
Luck and thrift, a cool head, and a telescopic eye for mavericks had raised him from cowboy to be a cowman.
At the end of it all the examiner put on his hat, and called the president. . . .