Help to Buy ISAs As the tax year draws to an end on April 6th: the clock is ticking for those who want or have "Help to Buy" ISAs. However, the question remains where’s the best place to put your hard-earned money?

If you want easier access to your cash, you might only get 1.5%, but if you lock up your savings for 2 years, rates as high as 2.28% are available.

As financial advisor Dave Rubin points out “If you have funds to invest, even a few hundred pounds, keeping the taxman’s paws off your interest is essential if you want to maximise long-term growth.”

As the tax year draws to an end on April 6th, the clock is ticking for those who want or have "Help to Buy" ISAs. However, the question remains: where’s the best place to put your hard-earned money? If you want easier access to your cash, you might only get 1.5%, but if you lock up your savings for 2 years, rates as high as 2.28% are available. As financial advisor Dave Rubin points out: "If you have funds to invest, even a few hundred pounds, keeping the taxman’s paws off your interest is essential if you want to maximise long-term growth."

Explanation:

As the tax year draws to an end on April 6th,

This is the first instance that the colon had to be removed and replaced with a comma.

However, the question remains:

This is the second instance where there was no colon and it was properly inserted.

As financial advisor Dave Rubin points out:

This is the third instance where a colon should be but wasn't and was properly added.

What is a colon (:) ?

A colon is a punctuation mark that is used to separate two independent clauses in the instance that the second clause explains the first. It can also be used to create lists.