In your own words Explain the online shopping scam

CNP fraud or online shopping fraud is when a criminal leverages stolen payment information or fraudulently acquired card accounts to attempt online retail transactions without the account owner's knowledge. Credit card fraud was the most common form of identity theft (133,015 reports) in 2017, according to the FTC

Explanation: I feel that online shopping scams are very annoying and tiring because you can lose a lot of money.

the answer is irony!

scholarship is an sc because, by definition, a subject complement is the adjective, noun or pronoun that follows a linking verb, for example the verb be (in any of its forms).