Hey guys, could you please help me possibly improve my paragraph? Paying for things has been made a lot easier, now you can use a bank card and eTransfer. Years ago, the only way to pay for things was either trading or using cash. Now your money will all be into a plastic card or on your cellular phone. Instead of writing checks, you now could send someone money online. Electronic banking is also taking jobs of people who work at a bank. While banking online, there is little need to leave the comfort of your own home, this will reduce the number of staff needed in a bank.

Explanation:

Paying for things has been made easier now that you can use a bank card and eTransfer. In the past the only way to purchase items were thru trading or using cash. Now your money will all be linked thru your bank, on to a piece of plastic. Access to your account can be made online thru various ways. Smartphones, laptops and key fobs to name a few. Writing checks to pay your bills and make purchases has almost become obsolete today. While banking online, there is little need to leave the comfort of your own home, while in turn, this will reduce the number of staff needed in a bank.

1. read the following excerpt from franklin d. roosevelt's "fireside chat 19":

on the other side of the picture, we must learn also to know that guerilla warfare against the germans in, let us say serbia or norway, us; that a successful russian offensive against the germans us; and that british successes on land or sea in any part of the world strengthen our hands.

remember always that germany and italy, regardless of any formal declaration of war, consider themselves at war with the united states at this moment just as much as they consider themselves at war with britain or russia. and germany puts all the other republics of the americas into the same category of enemies. the people of our sister republics of this hemisphere can be honored by that fact.  

the true goal we seek is far above and beyond the ugly field of battle. when we resort to force, as now we must, we are determined that this force shall be directed toward ultimate good as well as against immediate evil. we americans are not destroyers — we are builders.

analyze the effectiveness of this excerpt. how does it function within the speech as a whole? how does the structure of the excerpt to convey the speech's purpose and key points? support your argument with evidence from the speech. (10 points)