Mom said ,you should not expect anything from a stranger change into indirect speech

Explanation: "You should not expect anything from strangers". Mom said.

the cost of attendance or coa is an approximate budget for the cost of attendance of the whole academic year. in order to calculate this, universities take into consideration many factors like room and board, tuitions and fees, books, transportation and personal expenses such as medicine, laundry, clothing. all these factors combined make up the final sum to the cost of attendance in each university.

you have to write 2 summaries?