Identify the type of clause in the sentence below rising college tuition costs which are becoming an increasing burden to students and parents need to be examined and adjusted

Jeff does not have to make a share responsibility payment because he was covered by a health insurance plan through his employer for the full tax year.

When i was young enough to still spend a long time buttoning my shoes in the morning, i'd listen toward the hall: daddy upstairs was shaving, in the bathroom, and mother downstairs was frying the bacon. they would begin whispering back and forth to each other up and down the stairwell. my father would whistle his phrase, my mother would try to whistle, then hum hers backi drew my buttonhook in and out and listened to it -know it was "the merry widow." the difference was, their song almost floated with laughter. how different from the record, which growled from the beginning, as if the victrola were only slowly being wound up. they kept it running between them, up and down the stairs where i was now just about ready to run clattering down and show them my shoes. what is the effect of the parallelism used in the above excerpt? it establishes the rhythm of a duet to echo the song. it expresses the same ideas. it mirrors opposite ideas. it is a paradox.

When doing a close reading, what is involved in the process of annotating a text?