Annotate the following passage from Franklin D Roosevelt's inaugural address. Be sure and include the following:
a title that summarizes the passage
notes in the margin or below the paragraph, perhaps including questions to which you'd like answers
question marks or asterisks marking important information
the underlining of important information
any other marks or notes to help you understand the passage

In such a spirit on my part and on yours we face our common difficulties. They concern, thank God, only material things. Values have shrunken to fantastic levels; taxes have risen; our ability to pay has fallen; government of all kinds is faced by serious curtailment of income; the means of exchange are frozen in the currents of trade; the withered leaves of industrial enterprise lie on every side; farmers find no markets for their produce; the savings of many years in thousands of families are gone.