After many years in the rat race of modern life, ginger and mary ann have decided to downshift to life on a tropical island. which of the following is required for successful downshifting?
a) they can figure out their goals as they go along, so there's no need to plan ahead. b) they should budget for health insurance and basic preventive health services. c) they should plan to use their credit cards to provide the money they'll need for fun and expenses. d) they should look for work that will pay their bills, whether or not it is interesting or enjoyable.

A) They can figure out their goals as they go along, so there's no need to plan ahead.

Explanation:

Downshifting refers to the inclination or social behavior of an individual to live a simple life and provide themselves an escape from the rat race or economic materialism of modern life. This is an attempt to reduce stress and anxiety and lays sole emphasis on individual gratification and framing personal relationships by negating the relentless pursuit of economic success. Since downshifting provides an alternative or departure from the economic success it would not include any budget for health insurance or plan to use their credit cards or look for work that is not interesting as the key feature of a successful downshifting would be personal fulfillment and hence, they can figure out goals that would go along.

in that passage i would say the sentence which best describes the overall impact of the setting is when they mention the absence of people because it suggests that taking a walk at night is unusual.