What does the proverb a penny is a lot of money if you haven’t gotten a penny mean

A proverb is a short sentence which aim is to provide an advice or say something to make the listener think or consider deeply.

I think that the proverb means that it is better to have at least something at hand rather than not have nothing at all.

the answer is a.

~

hope this !

he describes the bird as "stately."

i hope this

~ash belle