How does the evidence in the article reflect the author's claims

Freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead. which questions should freya answer before using a credit card? check all that apply. can i pay at least the minimum payment each month? can i make payments on time and avoid late fees? will i have to take out a loan? how much in finance charges can i afford to pay? should i talk to a consumer credit counseling service?

How does is make you feel when you're kind to others? what are some opportunities in your life to be more kind to your friends and loved ones? imagine a world where kindness has be outlawed. how would people act differently? would your day-to-day life change significantly? why or why not?

This might be a bit off-topic, but i'm having trouble with a certain arg made by game theory. if there are any theorists out there that wanna , it would be appreciated!