Suppose you design a banking application. The class CheckingAccount already exists and implements interface Account. Another class that implements the Account interface is CreditAccount. When the user calls creditAccount. withdraw(amount) it actually makes a loan from the bank. Now you have to write the class OverdraftCheckingAccount, that also implements Account and that provides overdraft protection, meaning that if overdraftCheckingAccount. withdraw(amount) brings the balance below 0, it will actually withdraw the difference from a CreditAccount linked to the OverdraftCheckingAccount object. What design pattern is appropriate in this case for implementing the OverdraftCheckingAccount class