Workshape manufacturing has two classes of distributors: jit distributors and non-jit distributors. the jit distributor places small, frequent orders, and the non-jit distributor tends to place larger, less frequent orders. both types of distributors purchase the same product. the customer activities and costs for the previous quarter are as follows:

Freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead. which questions should freya answer before using a credit card? check all that apply. can i pay at least the minimum payment each month? can i make payments on time and avoid late fees? will i have to take out a loan? how much in finance charges can i afford to pay? should i talk to a consumer credit counseling service?