What effect is this most likely to have in readers

Freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead. which questions should freya answer before using a credit card? check all that apply. can i pay at least the minimum payment each month? can i make payments on time and avoid late fees? will i have to take out a loan? how much in finance charges can i afford to pay? should i talk to a consumer credit counseling service?

Jackson, who works in the finance department of a company, is holding a seminar for other employees on how to file taxes. only three employees sign up to attend the seminar. which device can he use to share his presentation with a group of three employees?

Which player type acts on other players? a. killer b. achiever c. explorer d. socializer