While shopping, jenna decided to purchase a bag of coffee bearing the fair trade certified logo. what does this mean?

The fair trade logo means that the coffee was made without exploiting the producers so that most likely the producers would have a co-op or some other collective type of organization in which they would prepare the coffee and be paid a fair wage. I helped to import some fair trade organic coffee from Guatemala to Canada a few years ago. Fair trade and organic usually go together as the producers stress quality rather than just volume.

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan