Elaine owns a Subaru Outback and her friend Sadie owns a Mazda Miata. Elaine has coverage from Nationwide and Sadie from Progressive. Both of them have exactly the same coverages and use the PAP. They have a single liability limit of $350,000 and the same limit for uninsured motorist. They have a $500 deductible for collision and a $200 deductible for other-than-collision. They have towing and labor and car rental reimbursement. Sadie borrowed Elaine's Subaru to pick up some building supplies (which would not fit in the Miata) from the home improvement store . While driving the Subaru, Sadie lost control of the car and crashed it. The Subaru was a total loss and Sadie was severely injured. Sadie has $670,000 of bodily injury loss. Whose insurance company pays first? (a. Elaine's b, Sadie's c. no insurer since the drunk driver does not have insurance); under what coverage? (part a liability coverage/ part b medical payment/ part c uninsured motorists coverage) How much? (0/320000/350000/670000)
whose insurance company pays second? (a. Elaine's b, Sadie's c. no insurer since the drunk driver does not have insurance); under what coverage? (part a liability coverage/ part b medical payment/ part c uninsured motorists coverage) How much? (0/320000/350000/670000/320000 plus car loss/ 670000 plus car loss)