Khách hàng mua thiết bị điện tử có 2 phương thức thanh toán như sau: pt1: trả ngay số tiền 15000
pt2: ngày mua trả 3000, 13 tháng tiếp theo mooic tháng trả 1000, lần trả đầu tiên sau ngày mua 1 năm.
tìm lãi suất trong pt2

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan

The correct answer for this question would be letter choice a) simulating the speech conditions or the first option.