A change that would tend to decrease the premium on a disability insurance policy is a. a shorter elimination period, b. use of an own occupation definition of disability instead of an any occupation to which reasonably suited definition, c. increasing the benefit level from 67 percent to 75 percent of prior earnings, d. lowering the payment period from until age 70 to until age 65.

Analyzing operational changes operating results for department b of delta company during 2016 are as follows: sales $540,000 cost of goods sold 378,000 gross profit 162,000 direct expenses 120,000 common expenses 66,000 total expenses 186,000 net loss $(24,000) suppose that department b could increase physical volume of product sold by 10% if it spent an additional $18,000 on advertising while leaving selling prices unchanged. what effect would this have on the department's net income or net loss? (ignore income tax in your calculations.) use a negative sign to indicate a net loss answer; otherwise do not use negative signs with your answers. sales $answer cost of goods sold answer gross profit answer direct expenses answer common expenses answer total expenses answer net income (loss) $answer