A broker sumits an application for homeowner insurance to an insurance company on behalf of a client. The broker is unware that although his client is the registered owner of the property to be insured. the insured has neglected to report that the house is being used to house catering business .this means that the client has failed to disclose information on the insurance application. if you are the underwriter on this risk and it comes to your attention that the insured is operating a catering from home, what issues should you consider when you discover the actual facts about the use of the insured home ?
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As manager of kids skids, meghan wants to develop her relationship management skills. in order to do this, she learns how to

Oakmont company has an opportunity to manufacture and sell a new product for a four-year period. the company’s discount rate is 18%. after careful study, oakmont estimated the following costs and revenues for the new product: cost of equipment needed $ 230,000 working capital needed $ 84,000 overhaul of the equipment in year two $ 9,000 salvage value of the equipment in four years $ 12,000 annual revenues and costs: sales revenues $ 400,000 variable expenses $ 195,000 fixed out-of-pocket operating costs $ 85,000 when the project concludes in four years the working capital will be released for investment elsewhere within the company. click here to view exhibit 12b-1 and exhibit 12b-2, to determine the appropriate discount factor(s) using tables.

Pear co.’s income statement for the year ended december 31, as prepared by pear’s controller, reported income before taxes of $125,000. the auditor questioned the following amounts that had been included in income before taxes: equity in earnings of cinn co. $ 40,000 dividends received from cinn 8,000 adjustments to profits of prior years for arithmetical errors in depreciation (35,000) pear owns 40% of cinn’s common stock, and no acquisition differentials are relevant. pear’s december 31 income statement should report income before taxes of