Holy Smokes! While you were home made funnel cakes, a small grease fire broke out in the kitchen of your apartment. A few cabinets were charred and there was smoke damage
to your living room furniture, resulting in $2,500 of total damages. Your policy has a
$200 deductible and requires 10% co-insurance payment.

Type of insurance required:

cognitive overload: having a lot on your mind impairs decision-making and tends to result in the simplest, but not necessarily best, option being selected.

empathy gaps: overlooking how you might feel in a different situation can result in unnecessary purchases, such as overbuying when shopping for food on an empty stomach.

optimism and overconfidence: wearing rose-tinted glasses and having unrealistic expectations about the future can affect money management and leave you unprepared for a change in circumstance.

instant gratification: seeking instant gratification drives impulsive spending and can undermine long-term planning and savings.

harmful habits: automatic or mindless behaviour can amplify a poor financial decision as it becomes a recurring event.

social norms: we are heavily influenced by the actions of others; while this can be in certain circumstances, it also contributes to the pressure to keep up with the joneses through conspicuous consumption.

d) social security number

let me know if i am correct or not, so i can edit the answer.